Application Performance Engineering for NBFCs (Nonbank Lenders & Fintechs)

De-risk launches across origination, servicing, collections, BNPL, and card programs. Engineer performance, availability, scalability, and resiliency so customer journeys hold under US peak loads (payday spikes, statement runs) and regulatory expectations (CFPB, GLBA, PCI DSS v4.0, Nacha) are met.

Challenges in Fintech & Specialty Finance: Throughput, Latency, and Cost

Our Approach to Performance Engineering for NBFCs

At Avekshaa, our P-A-S-S™ Assurance Platform + shift-left methods catch risks when 10% is built, not when it’s “ready to ship.”

Confidence From The Start

Journey-based workload models across US flows: pre-qual, application, KYC/IDV, decisioning, funding, card activation, payments/ACH returns, disputes/chargebacks. Define SLIs/SLOs and latency budgets aligned to GLBA/PCI and business SLAs.

Adaptable Solutions

Tool-agnostic engineering: service budgets, back-pressure, circuit breakers, connection pooling, async patterns. Load/stress/soak/failover/chaos with JMeter/k6; CI/CD perf gates; OpenTelemetry-first tracing.

Flexibility Across Stacks

Microservices/Kubernetes, event streams (Kafka), datastores (Postgres, MySQL, DynamoDB, Redis), credit decision engines, fraud/IDV vendors, and cloud (AWS/Azure/GCP). Include batch (statement, dunning) and cutover/rollback.

Complexity Simplified

Capacity plans, cost/perf trade-offs, resiliency drills (zonal/region), active-active designs. Evidence packs mapped to PCI DSS v4.0 and GLBA. No “trust us”, auditor-ready artifacts.

Why Partner with Avekshaa?

01

Prevent outage-induced CAC waste and reputational hits during campaigns.

02

Cut re-work with root-cause fixes where they start (not at launch).

03

Prove peak readiness for payday/statement cycles and ACH/Nacha windows.

04

Produce audit-friendly evidence (PCI DSS v4.0, GLBA) and DR results.

05

Optimize cloud spend without sacrificing latency or resiliency.

We make our customers business-ready for the Digital age.

Avekshaa Technologies is a leading Application Performance Engineering, Management & Quality Assurance organization. We empower businesses across verticals to focus on growth while assuring unparalleled IT performance and reliability.

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Complex Technical Problems Prevented & Solved

5000 +

Complex Technical Problems Prevented &
Solved.

10 +

Most Complex Performance Engineering Programs Delivered.

90 % +

Customer Advocacy.

150 % +

Average Performance Improvement Across Projects.

50 +

Unique Case Studies.

14 +

Leading Industry Recognitions.

60 +

Leading Enterprise Customers Across Verticals.

30 +

Amongst the World's Most Complex Performance Engineering Projects Delivered.

12 +

Years of Customer Trust.

2

Patents Awarded by the US Patents Office.

2x to 10x

Return on Investment Delivered.

600,000 +

Hours of Work Delivered.

Our Awards & Accolades

Our clients simply love our work

Technologies We Have Worked On

Frequently Asked Questions

The NBFC/fintech journeys that we model on include pre-qual, application, KYC/IDV, decisioning, disbursement, card lifecycle, payments/ACH returns, disputes, collections, and service desk flows.

Yes, we are adept at working with fraud/IDV, credit bureaus, payment processors, and orchestration layers and simulate real latencies/errors/timeouts.

We align PCI/GLBA evidence needs with Runbooks, test plans, SLO compliance, DR outcomes, and system-of-record traces mapped to controls.

Absolutely! Avekshaa is a preferred tech vendor for right-size instances, concurrency/pooling, queue back-pressure, and storage tiers to hit latency at sane cost.

Some of the leading tools. APM that we work with include Datadog, Dynatrace, New Relic, AppDynamics, and OpenTelemetry.